Multi-Year PI run-off cover

TARGET DEAL SIZES: Professional service companies of all types with enterprise values ranging from £2 million to £200 million.

Key beneficiaries: 

• Private equity investors
• Corporate M&A lawyers
• M&A advisers
• Integration specialists
• Sector-specific consultants
• Acquisitive industry groups

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WHY PURCHASE A MULTI-YEAR RUN-OFF POLICY?

• Generate cost savings - One upfront premium for the full duration of the policy term (1-6 years) represents substantial savings against annual premiums payable on a traditional annually renewable policy.
• True deal finality with long‑term protection - One to six years of continuous cover under a single policy removes annual renewals, reduces admin and eliminates ongoing post‑completion obligations.
• Budget certainty and predictable coverage - Multi‑year PI run‑off avoids unexpected premium increases, non‑renewal risks and the need for escrow, giving you stable, long‑term cost control.
• More efficient group insurance outcomes - Ring‑fencing legacy liabilities supports smoother integration and strengthens negotiations for the group PI programme, while reducing time spent on reps, warranties and indemnity caps.
• Strong, reliable underwriting capacity - Backed by A‑rated insurers, ensuring dependable, high‑quality protection throughout the run‑off period.
• Faster, more efficient risk management - A single multi‑year policy cuts down admin, speeds up the entire process and delivers ongoing peace of mind with far less hassle.
• Seamless integration across the M&A cycle - Easily deployed during M&A strategy, due diligence and post‑deal integration, providing consistent protection at every stage of the transaction.