Construction Professional Indemnity Insurance
Safeguard your professional reputation with professional indemnity insurance for property and construction professionals.
Property and construction professionals turn plans into reality, managing every step from design to delivery.
With this level of complexity comes significant risk, even minor errors or oversights can lead to costly delays, rework or legal claims for professional negligence, sometimes even when no fault has occurred.
Construction professional indemnity insurance protects your business against financial losses and legal costs resulting from actual or alleged breaches of professional duty.
We design and deliver tailored professional indemnity insurance solutions for a wide range of professionals across the construction and built environment sector, giving you the confidence to manage risk while focusing on delivering successful projects.
Areas of Expertise
We act for companies operating across the entire supply chain.
Our construction professional indemnity offering is comprehensive and includes solutions for the following professions:
- Architects
- Civil contractors
- Civil engineers
- Commercial fit-out contractors
- Design and build contractors (commercial and larger residential)
- Geotechnical and environmental engineers
- Groundwork and earthwork contractors
- Mechanical and electrical engineers
- Mining and mineral processing engineers
- Project managers and co-ordinators
- Property developers and managers
- Renewable energy operators, contractors and consultants
- Structural engineers
- Surveyors
Why do I need construction professional indemnity insurance?
Construction professional indemnity insurance is crucial for protecting your business against the financial and legal risks associated with professional services in the property and construction industry.
Whether you're involved in design, project management, specialist consulting, or building and property management, errors or omissions can lead to costly delays, disputes, and rectification work. Even in the absence of actual fault, clients may bring claims if they believe contractual expectations haven’t been met.
With increasing regulatory pressures, the risk of falling short of industry standards also carries potential legal and financial consequences. A tailored professional indemnity insurance policy covers these exposures, protecting against claims of professional negligence and covering associated legal cost, so you can operate with confidence and focus on delivering high-quality projects without compromising your business’s future.
What does construction professional indemnity insurance cover?
Professional indemnity insurance provides essential protection for property and construction professionals including a wide range of civil liabilities that may arise from delivering professional services, including:
- Professional negligence
- Breach of statutory duty
- Libel, slander, or reputational harm
- Infringement of intellectual property rights
- Other acts, errors or omissions that could lead to financial loss for a client
This cover helps shield your business from costly legal fees and compensation claims.
How much professional indemnity insurance cover do I need?
There’s no one-size-fits-all answer when it comes to how much professional indemnity insurance your business needs.
The right level of cover depends on a variety of factors, including the size of your business, the number of employees, your annual turnover and the specific risks linked to the services you provide. It also depends on what you can afford, balanced against the potential cost of a claim.
Our team can help assess your risk profile and recommend a level of protection that’s right for you.
Why choose Miller for your construction professional indemnity insurance?
We provide more than just insurance placement; we deliver end-to-end support throughout the entire insurance lifecycle.
From day one, you’ll benefit from a dedicated team of specialists including a personal Account Executive backed by experts in broking, risk management, wordings, claims and client servicing.
We understand the pressures and exposures that come with working in the property and construction industry, and we know what an effective professional indemnity programme should look like. Our no-obligation policy review service ensures your current coverage is working as hard as it should, highlighting opportunities to optimise and strengthen your protection.
With a proven track record of placing complex and hard-to-insure risks and strong relationships with leading professional indemnity insurers in the UK and global markets, Miller is one of the leading independent brokers in this space.
Should a claim arise, our proactive claims advocacy sets us apart. Our claims specialists work closely with the wider team from the outset, ensuring clear communication, faster resolutions and a smooth experience when you need it most.
You’re in safe hands with Miller.
Get In Touch
Paddy Synnott
Director - Professional and Financial Risks +44 (0) 20 7031 2535 [email protected] Read more
Ben Combarro
Associate Director - Professional and Financial Risks +44 (0) 20 7031 2605 [email protected] Read more
Amanda Armitage
Associate Director - Business Development - Professional and Financial Risks +44 (0) 20 7031 2493 [email protected] Read more
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