Professional indemnity insurance for surveyors & property professionals
Protect your business with tailored professional indemnity insurance for surveyors and property professionals, meeting RICS requirements and helping you operate with confidence.
Any business offering professional services or advice within the property supply chain faces the risk of potential claims.
Whether you're an SME or a large surveying firm, we tailor your professional indemnity insurance to match your needs.
With the complexity and diversity of projects surveyors take on, even a small mistake or error can lead to significant rectification costs. Surveyors’ Professional Indemnity Insurance is essential to protect your business against legal expenses and compensation arising from alleged or actual acts, omissions or breaches of professional duty.
Our dedicated team of professional indemnity specialists work closely with chartered surveyors, quantity surveyors and property professionals across the built environment. With deep sector knowledge and experience, we understand exactly what you need from your cover to operate with confidence.
What does Surveyor’s Professional indemnity Insurance cover?
Surveyors’ professional indemnity insurance covers you for a range of potential issues, including:
- Professional negligence
- Breach of statutory duties
- Libel and slander
- Infringement of intellectual property
- Other errors that result in financial loss for a client
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Who is Surveyors’ Professional indemnity Insurance for?
Surveyors’ Professional Indemnity Insurance is designed for anyone providing professional surveying services where expert advice, assessments, or reporting could lead to liability.
It’s essential for:
- Chartered Surveyors regulated by RICS
- Construction and building surveyors
- Land and property surveyors
- Quantity surveyors
- Residential and commercial property and valuation surveyors
- Managing Agents
What may lead to Surveyors Professional Indemnity Insurance claim?
Surveyors face a range of risks that can trigger professional indemnity claims. Common causes include:
Professional Negligence
Mistakes in inspections or reporting can result in costly claims, such as:
- Overlooking significant defects during inspections, resulting in substantial repair costs for the client.
- Failing to carry out adequate enquiries or advising clients on matters requiring further investigation.
- Submitting incomplete reports or failing to define the scope of inspections clearly.
Inaccurate Valuations
Providing valuations that differ significantly from the actual market value of a property can lead to claims, especially if lenders experience losses on repossessed properties. With fluctuations in interest rates and the potential for declining house prices, the risk of valuation-related claims increases.
Breach of Contract
Contractual disputes can arise if surveyors fail to meet agreed terms, such as providing accurate valuations or completing services within the specified timeframe.
The Building Safety Act 2022
This legislation has increased the timeframe for claims related to work on residential buildings, heightening the risk of historical claims being uncovered.
Our professional indemnity insurance offers comprehensive cover to protect your reputation and financial stability in the face of these challenges.
Is Surveyors’ Professional Indemnity Insurance essential?
While not a legal requirement for all surveyors, professional indemnity insurance is essential for Chartered Surveyors regulated by RICS. Their rules require members to maintain insurance that meets specific standards, with non-compliance carrying serious consequences.
Many clients now also expect to see proof of professional indemnity insurance prior to awarding contacts, making it a key factor in winning and retaining work.
Beyond compliance, having a surveyors’ professional indemnity insurance is needed to protect your business. Being uninsured means you're personally liable for all legal fees and compensation claims if you're accused of professional negligence, even if you’ve done nothing wrong. Mistakes or accusations can be costly to defend and can also impact your professional credibility.
Why Choose Miller for Your Surveyors’ Professional Indemnity Insurance?
We will support you through the entire insurance lifecycle. From day one, you’ll be looked after by a dedicated Account Executive and a wider team of specialists in broking, wordings, risk management and claims.
Our service goes beyond simply placing cover. We provide:
- Contract and policy wording reviews to help reduce exposure
- Proactive risk management advice tailored to your operations
- Hands-on claims advocacy for clear, confident resolution
- Access to top-tier insurers through our strong market relationships
- Thought leadership to help you identify future threats to your business
- Topical events to keep you engaged with our Miller team
We’re here to make sure your surveyors’ professional indemnity insurance delivers the protection you need, when you need it most.
GET IN TOUCH
Paddy Synnott
Director - Professional and Financial Risks +44 (0) 20 7031 2535 [email protected] Read more
Ben Combarro
Associate Director - Professional and Financial Risks +44 (0) 20 7031 2605 [email protected] Read more
Amanda Armitage
Associate Director - Business Development - Professional and Financial Risks +44 (0) 20 7031 2493 [email protected] Read more
SUBMIT AN ENQUIRY
Is Your Current Insurance Fit for Purpose?
As the risk landscape evolves, your cover should too. Let our specialists review your existing Surveyors’ professional indemnity insurance cover with a complimentary policy health check and review, providing commentary around coverage and benchmarking premiums against industry peers to ensure your practice is fully protected for the challenges ahead.
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Complete the form above to request your free insurance review.
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