Esports Insurance

Protecting the future of competitive gaming.

Esports and gaming insurance

Esports is one of the fastest-growing industries in the world, with tournaments, teams and players attracting global audiences and significant prize pools.

But with rapid growth comes new risks, from cyber threats and event cancellations to reputational challenges.

Our specialist esports insurance coverage is designed to safeguard everyone involved in esports, helping you focus on success while we manage the risks.

What Is ESPORTS?

Esports refers to competitive electronic gaming, played in organised formats either online or at live events. Esports is part of the gaming industry and both are intrinsically linked, it is a fast-moving industry which often capitalises on the latest popular game, quickly promoting or hosting tournaments.

Popular games include:

  • Traditional sports-based games
  • First-person shooters such as Fortnite
  • Team strategy games like League of Legends

The industry has seen explosive growth, with professional players, teams and fans worldwide. Low barriers to entry make esports accessible, but rising prize money and global exposure mean gaming and esports insurance is more important than ever to protect careers, organisations and events.

Esports and gaming insurance grid 2
Esports and gaming insurance grid 1

WHY DOES ESPORTS NEED INSURANCE?

The global rise of esports has created exciting opportunities, but also increased exposure to unexpected risks such as:

  • Financial risks from cancelled events or disrupted broadcasts.
  • Cyber threats targeting players, teams and organisers.
  • Reputational risks that can impact careers and organisations.
  • Liability concerns for tournaments, venues and sponsors.

With decades of experience in sports and entertainment insurance, our team understands these challenges and provides tailored esports insurance to protect your future.

.

WHO DOES ESPORTS INSURANCE COVER?

We provide specialist insurance solutions for:

  • Tournament & event organisers – Comprehensive esports event insurance to cover the risks faced by all stakeholders in hosting events.
  • Individual gamers & streamers – Protecting future earnings and reputations with responsive and tailored cover.
  • Esports organisations & management – Bespoke solutions to meet today’s needs and tomorrow’s challenges.

Esports Insurance

WHAT DOES ESPORTS INSURANCE COVER?

For professional gamers

  • Personal Accident (including accidental death)
  • Cyber Insurance and Transmission Failure
  • Disgrace Insurance

For esports teams and organisations

  • Employers Liability
  • Cyber Insurance
  • Personal Accident 
  • Travel Insurance
  • Public Liability
  • Product Liability and Media Liability
  • Directors' & Officers' / Management Liability
  • Contractual Bonus 
  • Property Insurance

For tournament organisers

  • Public Liability
  • Employers Liability
  • Cyber Insurance
  • Event Cancellation Insurance
  • Non-appearance
  • Transmission Failure
  • Prize Indemnity
  • Products Liability
  • Directors' & Officers' or Management liability

Whether you’re a gamer, streamer, team or tournament organiser, our dedicated esports insurance specialists are here to help.

Contact us today to discuss tailored esports insurance coverage that protects your business, your reputation, and your future in this fast-moving industry.

Esports insurance

Get In Touch

David Griffiths V2 HR

David Griffiths

Senior Director - Sport, Entertainment, Corporate & A&H +44 (0) 20 7031 2629 [email protected] Read more
Arthur Ellis

Arthur Ellis

Associate Director - Sport, Entertainment, Corporate & A&H +44 (0) 20 7031 2764 [email protected] Read more

SUBMIT AN ENQUIRY

Latest Insights

see all our insights
The Deloitte Football Money League
Insight

The Deloitte Football Money League: the risks behind rising revenue in elite football

Insight into the Deloitte Football Money League and how soaring revenues, major projects and commercial growth are reshaping financial risk for elite clubs

Read more
Read more about The Deloitte Football Money League: the risks behind rising revenue in elite football
Football player insurance protecting young pros from the day they sign
Insight

Football player insurance: protecting young pros from the day they sign

Protect young football pros from career-ending risks. Tailored insurance for men’s and women’s players from the day they sign their first contract.

Read more
Read more about Football player insurance: protecting young pros from the day they sign
Ryan Fredericks | Football Insurance
Case study

Ryan Fredericks - Go Be Protected

Former footballer Ryan Fredericks shares how a career-ending injury impacted him—and how Miller's football insurance helped when it mattered most.

Read more
Read more about Ryan Fredericks - Go Be Protected