Purpose Built Student Accommodation

From traditional houses of multiple occupancy (HMOs) to purpose built clustered apartment blocks of studio flats or larger dwellings, Miller’s Construction Practice deliver contractual advisory services and insurance solutions for each stage of purpose built student accommodation (PBSA) projects.

The on-time delivery of PBSA projects is paramount given the set start of the academic year; therefore a carefully considered insurance strategy is fundament. Our experts have extensive experience in providing clients with invaluable risk management and risk transfer options to both protect and enhance PBSA projects.

We are also at the cutting edge in this space, developing and delivering innovative products that enhance project bankability by protecting against unforeseen reductions in student demand.

We’re proud to be suppliers on the CPC framework

Support Throughout The Project Lifecycle

We provide support throughout the project lifecycle, including:

Comprehensive risk analysis
Understanding the contractual regime
Negotiation support
Insurance programme design
Insurance programme compliance
Programme marketing and placements

Insurance Programmes

We have the experience and expertise to advise on levels of coverage, limits of indemnity, retained structures (where existing structures form part of the project), deductibles, protection of revenue stream and financial loss to help you find the most appropriate risk strategy and fit for purpose insurance programme.

Owner controlled insurance programmes

Being in control of your insurances during the construction stage is important where there are multiple stakeholder interests and a requirement to protect the debt servicing ability of the project. This can be done by arranging a project specific owner controlled insurance programme (OCIP), which provides comprehensive protection for the duration of the construction project.

Coverage includes:

Construction all risks
Delay in start up
Third party and products liability
Non-negligent liability
Existing structures (where relevant)
Terrorism

Additional coverages

The following additional coverage options are also available to owners wishing to implement a comprehensive insurance strategy for their project.

Planning phase

Latent defects
Restrictive covenants
Environmental impairment
Defects in title
Judicial review
Rights of light
Pollution liability

Development phase

Surety bonds
D&O liability
Professional indemnity

Construction phase

Retained estate assets
Cyber risks
Parametric weather

Operational phase

Personal contents insurance

Our Service Proposition

Miller’s Construction Practice comprises some of the London insurance market’s most experienced practitioners blended with the enthusiasm of the next generation. We represent a new choice in a market crying out for differentiation and variety.

Industry experts

With extensive expertise across all aspects of construction risk, we have supported many clients faced with a contractor in administration. Our team can help you navigate this complex issue and provide a bespoke yet straightforward and cost-effective solution.

Collaboration

We work in partnership with our clients to identify and understand your problems, and together as a team to deliver solutions. We always act in your best interests, without exception.

Client-first service

We place our clients at the front and centre of everything we do and believe in building long-term partnerships. Our service model, based on this ethos, is what differentiates us from our peers.

Proactive claims advocacy

We never overlook the importance of a prompt and helpful claims service and the peace of mind this can offer. As a result, we have built one of the strongest claims teams in the industry, where our construction claims specialists work alongside our placing brokers and technical teams for maximum efficiency.

Miler's claims expertise

Talk to us

Jason Baston

Senior Director - Professional and Financial Risks +44 (0) 14 7379 4569 [email protected] Read more

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