Rugby Insurance

From try line to sidelines, Miller keeps professional rugby players and coaches protected against injuries and risks.

Rugby Insurance

Insurance for professional rugby players

Your rugby career is your livelihood. If injury or illness brings it to an early end, the financial impact can be life changing. Miller’s rugby insurance is built specifically for professional players and coaches, providing cover that goes beyond standard contracts. Our policies deliver financial protection, certainty, and peace of mind, so you can focus on the game, knowing your future is secure.

What does Miller’s professional rugby insurance cover?

Permanent total disablement (PTD)

PTD insurance protects a player against the financial impact of a career ending injury or illness. Coverage can include:

  • A tax-free, lump sum payable in the event of a claim
  • Cover to ‘top up’ the PTD provisions of a player’s central contract
  • 24-hour, worldwide cover
  • Accidental death cover
Rugby player insurance
Rugby injury insurance

Who is eligible for coverage?

Miller’s rugby insurance is available to:

  • Professional players under club or international contracts
  • Elite and professional-level coaches
  • Players in UK, European, and international competitions

Whether you’re an established international or breaking through at club level, we can tailor cover to match your career stage and circumstances.

Download Miller’s Personal Accident Insurance for Rugby Professionals Brochure

How Miller's Rugby Insurance Made a Difference

After battling two major shoulder injuries, Harlequins and England rugby player Jack Clifford was forced to retire from his professional rugby career at just 27. See how Miller’s rugby insurance supported Jack and protected his future.

Why choose Miller for rugby insurance?

Rugby is one of the most demanding sports, with the potential for serious injuries and career-impacting risks. At Miller, we understand these challenges and arrange rugby insurance that provides real protection for players and coaches.

As one of the London market’s leading specialist brokers, we offer independent advice and use our strong insurer relationships to deliver the right cover and proven results—both at placement and when it matters most, during a claim. It’s why we’ve been recognised as Broker of the Year in both 2023 and 2024.

But don’t just take our word for it. Leading players have trusted Miller to protect their careers:

  • “Having a PA policy in place with Miller provided peace of mind and financial protection for me and my family.” – Jared Payne, Former Ireland and British & Irish Lions Rugby International
  • “Miller is a proud company with a successful track record and I am pleased to place my insurance needs in the hands of experts.” – Jonny May, England International and Gloucester Rugby Player
  • “Having this policy in place has helped me protect my future… I cannot emphasise enough the importance of having an insurance policy in place.” – James King, Former Welsh Rugby International

With Miller, you’re not just buying rugby insurance—you’re choosing a partner trusted by over 100 rugby internationals and professionals across the game.

Get In Touch

Gary Rees

Gary Rees

Associate Director - Sport, Entertainment, Corporate & A&H +44 (0) 20 7031 2471 [email protected] Read more
Jim Rainford

Jim Rainford

Director - Sport, Entertainment, Corporate & A&H +44 (0) 20 7031 2345 [email protected] Read more

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