What we do
Accident & health

The human workforce is the most important asset in any organisation; it is also the most vulnerable. Providing the best protection for people against unexpected events is not just a legal and moral obligation, but also a competitive advantage.

Miller has been helping our clients in the Accident and Health market for over 30 years. We’re a leader in this market, offering unrivalled service and expertise to clients around the world.

Working with employers and intermediaries 

We specialise in arranging tailor-made solutions to protect organisations against the costs of injury, illness and death, working with both employer organisations and MGA or broker intermediaries. 

  • Employers – Our Special Contingency Risks (SCR) Accident and Health team working directly with employer organisations, providing high-quality, cost effective and robust insurance solutions for employers who have exposures in high risk locations, employ staff that undertake high risk roles, or require specialist cover unavailable elsewhere. Our team also specialise in the unique requirements of the IGO and NGO community.
  • Intermediaries – Our MGA and broker-focused Accident and Health team work in partnership with clients to deliver mutual long-term success. We connect our partners with entrepreneurial risk takers in London and other markets, find the right capital providers for their individual needs and advise you on potential new revenue streams and maximising your reward structures.
“We specialise in arranging tailor-made solutions to protect organisations against the costs of injury, illness and death.”

Policies and programmes

Our personal accident and medical insurance teams offer a range of (re)insurance policies and programmes designed to protect both individuals and/or organisations against the costs of injury, illness and death. These include:

  • Occupational accident
  • Large accumulation risks
  • Credit card common carrier
  • Niche medical
  • Emergency repatriation
  • International and expatriate medical
  • Individual and/or group term life
  • Life assurance and key man protection
  • Group personal and/or travel accident
  • High limit death and disability
  • Global war and terrorism
  • Corporate personal accident and business travel
  • Medical expenses and emergency assistance abroad
rough seas mountains and rain

Miller’s Claims expertise

Using data to drive decisions

Our broking, servicing, technical and claims experts work closely together to offer clients a personalised service that adds significantly more value than the one-size fits-all approach of others.

We use data to analyse client’s risks and recommend bespoke insurance solutions that meet their individual risk appetites at the best possible terms.

Our in-house analytics team works closely with our other professional to share knowledge and ideas so we can respond quickly and effectively to clients’ needs and take advantage of market changes.