Managing your firm’s online presence – how and why this can affect your insurance cover
Today’s world is constantly evolving with new and emerging risks popping up all over the place. More sophisticated cyber-attacks, creative internal frauds, cohesion and dishonesty at surprising levels.
It’s important to regularly check your online presence and to manage it accordingly. Here are some quick tips on what to be aware of and actions your firm should take to stay ahead.
Google reviews – how often do you check?
Article 10 of the Human Rights Act states that everyone has the right to freedom of expression; a principle that supports the freedom of an individual to articulate their opinions without legal sanction. Within today’s technological driven world and social media outlets, this fundamental right can, and does, have far reaching consequences.
As expected, Law firms can receive both positive and negative reviews online, be that on Google or other review sites. It is important that you are aware of what people are saying about your firm, and for you to respond appropriately where necessary. Whether that response is public or private is a matter for you to decide. However, if the post relates to a live professional negligence allegation against the firm, make sure that you speak to your insurer’s claims handlers before posting anything in response. It is natural to want to defend your position but agreeing a strategy with your insurer first is prudent. Some firms provide a full response online and offer an email address to contact should the client want to discuss the issue further. This demonstrates a proactive approach, however, going into detail is not always appropriate and could potentially lead to further criticisms relating to breach of confidentiality. Be mindful of any action taken.
The most robust form of action would be to acknowledge any adverse online comments in your PII submission and advise what you are doing about it. Indeed, some of the criticisms could lead to a claim for professional negligence and therefore needs to be reported as a circumstance in accordance with policy terms and conditions. Some underwriters have been known to cross check negative Google reviews against a firm’s claims record to ascertain whether the matter has been reported to insurers. If not, we have seen this added as a subjectivity on the renewal terms received.
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