Getting the right insurance for a second home is as important as for your main residence, and can be even more so. Second homes may be unoccupied for longer periods, or have paying guests staying in them for some parts of the year. Particularly if you are running your second home as a business, you want to make sure you’re not over-spending on insurance. We can help you find a policy that will respond in the event of a claim but that also gives you value for money.

All of the cover we arrange is on an all-risks basis. That means you’re covered for everything, unless we specifically tell you you’re not, giving extra security and peace of mind.

Coverage details

• Second home cover can be for apartments or houses. 
• We can arrange coverage for buildings only, contents only, or both. 
  
  

Benefits of second home insurance with Miller

• We can arrange cover that includes Lost of Rent if you let your second home out on a commercial basis.
• We work with specialist insurers who understand insuring second homes and the varying rates of occupancy they will see. 
• We can also look to arrange to have your second home insured under the same policy as your main residence, so you only have one policy and one renewal date to worry about.