If your second home is listed, insuring it isn’t quite like insuring other properties. Listed buildings are unusual, often older, and frequently made of hard-to-find materials or using rare and specialist building techniques. That’s why it’s essential that your insurance properly reflects all of the potential risks and covers you no matter what happens.

As an owner of a listed property, you may be held to strict requirements for materials and methods when repairing, and under an obligation to return it to its former condition. That makes it essential that your policy has adequate limits to fully cover the true cost of rebuild work, so you aren’t left having to meet any shortfall.

Coverage details

• Second home cover can be for apartments or houses. 
• We can arrange coverage for buildings only, contents only, or both. 
• Insurance cover for listed buildings is on a sum insured basis, so we can ensure that the sum accurately reflects the true value and rebuild cost of the building.
• We ensure that you have your choice of contractors to conduct repairs following a loss. That means you can ensure your building is repaired in accordance with any listing requirements.

Benefits of listed second home cover with Miller

• We can arrange cover that includes loss of rent if you let your second home out on a commercial basis.
  
• We work with specialist insurers who understand insuring second homes and the varying rates of occupancy they will see. 
  
• We can arrange to have your second home insured under the same policy as your main residence, so you only have one policy and one renewal date to worry about.