Our bespoke livestock insurance policies cover individual animals and entire herds across the full livestock risk spectrum including illness and disease, theft, business interruption, damage, injury and mortality.

Our specialists can help you to manage and mitigate the risks that coincide with stock raising. We provide flexible, tailored coverage for a variety of livestock clients. 

Miller has one of the only dedicated livestock teams in the London market. As true specialists in our field, we can provide cover for WOAH listed diseases, such as Avian Influenza and African Swine Fever (unavailable through other markets). We are at the leading edge of innovative products, such as heat stress parametric cover for dairy herds. Our dedicated team have also placed the largest and most complex disease policy in the world.

Coverage includes

  • All risks of mortality (ARM)
  • Restricted perils (RP)
  • Extensions to both ARM & RP, including:
    - loading/unloading
    - power interruption and equipment failure
    - heat stress
    - theft and unlawful removal
    - debris removal
  • Intentional slaughter whether by order of any government/public/local authority
  • Transit cover (sea/road/air/rail)
  • Business interruption
  • Agri-contingency cover

Sectors include

  • Poultry (broilers and egg layers)
  • Dairy cattle
  • Feedlot cattle
  • Swine
  • Exotic animals and zoo animals (see exotic animals for more information)
  • Aquatics (see aquaculture insurance for more information) 

Why choose Miller for livestock insurance? 

Specialist team 

Our team have many years of experience in the livestock industry and understand your insurance requirements inside and out, meaning we can provide you with the most suitable coverage options available. 

Bespoke coverage

We know that your private farm or livestock business is different to anyone else’s, that’s why we take time to understand the unique way you operate in order to tailor coverage that is bespoke to your individual needs. 

Market relationships and personal approach 

We work daily with the world’s leading underwriters and have formed unrivalled market relationships in order to craft and deliver responsive insurance solutions. We work tirelessly to seek the best possible policies, explore new coverage alternatives, and ensure protection is right year-on-year. We put the customer at the heart of what we do, and our team are here to offer advice and support your livestock.

Claims support

Fast, efficient claims handling is fundamental to the service we offer.  As your conduit to insurers, we lead negotiations and smooth the claims process, offering rapid understanding and comprehensive support.