Property & Terrorism Insurance

Our Property Insurance Coverage

Our property insurance solutions provide comprehensive protection for your assets, ensuring business continuity and swift recovery from unforeseen risks, including:

• Property Damage and Business Interruption - Coverage for the (Re)Insured in the event of Damage to their Property and any resultant Business Interruption as caused by an event defined in the Contract.
• Terrorism and Political Violence reinsurance - Coverage for the (Re)Insured in the event of Damage or Destruction to their Property because of a defined Political event and any related Business Interruption.
• Contractors Plant and Equipment - Coverage for the (Re)Insured in the event of unforeseen damage to Construction Plant and Machinery owned or hired by the (Re)Insured for used in mining, commercial or residential building projects.
• Machinery Breakdown - Coverage for the (Re)Insured in the event of unforeseen damage to Machinery for repairs or replacement plus any resultant Business Interruption.

Sectors We Cover

Our Property & Terrorism team is dedicated to serving a broad range of industries, including food & beverage, property owners, pharmaceuticals, life science/medical products, government business & municipalities, rail, light and heavy industries, real estate, manufacturing, CAT exposed risks and more. We understand that each business has unique risks, and we specialise in finding tailored solutions to meet your specific needs.

Whether local capacity is exhausted, or you face a distressed risk, we’re here to help complete your placement. If local markets have withdrawn following a loss or reduced their capacity at renewal, we can step in to find a solution.

You’ll have direct access to all of Miller’s services, including broking, claims, actuarial support, catastrophe modelling, technical expertise, bespoke wordings, and in-depth market knowledge. Plus, we can connect you directly with carrier risk engineers to further strengthen your position.