Personal Accident & Illness insurance

Career Ending Insurance Cover

Whilst the risk of injury and illness may be unavoidable, its financial impact can be significantly mitigated with the proper planning and the correct cover.

Triggered by a career ending injury or illness, Miller’s policy pays a tax-free lump sum benefit based on the value insured which is agreed at inception and usually based on value and length of a player's contract.

Additional benefits include: 

• Club and international matches - Coverage protects players anywhere globally, including when away on international duty, on and off the pitch. 
• Minimal medical exclusions - We ensure minimal medical exclusions are applied to our clients’ policies.
• 24-month claim notification period - A policy can respond at any point within 24 months of an injury occurring or when an illness manifested itself. 
• No rehabilitation clause - Some non-Miller policies include a disadvantageous rehabilitation clause, which stops claims once a player has played a certain number of games after an injury or illness. 
• Retraining fund - Up to £30,000 contribution made towards a player’s vocational education training expenses for another occupation.
• Mental Health - Up to £10,000 contribution made towards a player’s treatment expenses.