04/06
Success Stories
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04/06
Success Stories
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Miller's Mid-Market Facility

Already delivering swift, smart, and scalable property insurance solutions on US mid-market business. 

Launched on 1st April 2025, the Miller Mid-Market Facility was designed with a clear purpose: to unlock efficient, flexible capacity for mid-market US property business—an area often underserved by traditional markets due to size, pricing, or perceived complexity.

This facility provides up to USD50m in capacity on primary, excess, or quota share basis, specifically tailored for non-habitational risks across sectors such as manufacturing, retail, logistics, and agriculture. Backed by reduced minimum premiums, and market-leading response times, we are empowering brokers to deliver better outcomes for their clients.

Since its launch, the facility has already made a tangible impact. Below are some early success stories that showcase the value, agility, and competitiveness the facility brings to our partners and their clients.

Warehousing

Warehousing - Oklahoma, Mississippi, Texas

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Clothing Retailer

Clothing Retailer - Colorado and Utah

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Oil & Gas

Oil & Gas Industry - Buildings and stock in Texas

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Commercial real estat

Commercial Real Estate - Washington State

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Success stories equiptment

Equipment - Zone A flood area

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Warehousing

Warehousing - Oklahoma, Mississippi, Texas

Read more
Clothing Retailer

Clothing Retailer - Colorado and Utah

Read more
Oil & Gas

Oil & Gas Industry - Buildings and stock in Texas

Read more
Commercial real estat

Commercial Real Estate - Washington State

Read more
Success stories equiptment

Equipment - Zone A flood area

Read more

Warehousing - Oklahoma, Mississippi, Texas

STRUCTURE: USD10m layered primary coverage.

CHALLENGE: Domestic markets were engaged, but the account had significant historical losses and tight timelines.

OUR SOLUTION: Delivered full support in less than 8 hours, offering more competitive pricing and a lower 2% wind/hail deductible.

IMPACT: Provided a viable London market alternative where previously minimum premium requirements would have excluded this opportunity.

Clothing Retailer - Colorado and Utah

STRUCTURE: USD25m primary and USD25m XS USD25m placed under the facility with additional excess layers quoted up to USD100m in the open market.

CHALLENGE: Non-renewed by incumbent insurer after 20 years due to high wildfire score, with limited domestic interest.

OUR SOLUTION: Quoted in 48 hours, offering broader coverage than expiring, including stock, CBI, and 2.5% engineering fee.

IMPACT: Delivered comprehensive cover at competitive terms, demonstrating flexibility that would have been unavailable without the facility.

Oil & Gas Industry - Buildings and stock in Texas

STRUCTURE: USD50m limit placed (doubling previous USD25m placement).

CHALLENGE: Client was looking to increase limits while reducing premium spend.

OUR SOLUTION: Delivered within 24 hours with a 25% reduction in premium and inclusion of engineering fee support.

IMPACT: Enhanced coverage and significant cost savings compared to incumbent terms.

Commercial Real Estate - Washington State

STRUCTURE: USD10m earthquake-only limit.

CHALLENGE: Previous London quote was prohibitively priced due to minimum premium thresholds.

OUR SOLUTION: Delivered quote within 24 hours at 50% of the prior quoted premium, and with deductibles half the incumbent level.

IMPACT: Outperformed both London and domestic market offerings on price and coverage terms.

Equipment - Zone A flood area

STRUCTURE: USD20m excess of USD10m.

CHALLENGE: A major competitor was unable to place due to flood zone complexities.

OUR SOLUTION: Turned around terms in 48 hours, enabling our client to win the broader account.

IMPACT: Opened the door for wider account engagement and demonstrated the facility’s ability to tackle high-hazard exposures.

04/06
Success Stories
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GET IN TOUCH Our experienced team of brokers, technical support staff, claims and wording specialists are committed to finding the right solutions for your complex property placements in the London and international markets.

We provide you access to capacity for classes that may be restricted locally, supported by our strong relationships across global Direct and Facultative Reinsurance markets. 

Contact our team to find out how we can help you.

David Eliot
David Eliot
Senior Director - Property Business & Client Development +44 (0) 20 7031 2683 EMAIL
Tom Morley
Tom Morley
Director - US Property +44 (0) 20 7031 2692 EMAIL
Mar Salom
Mar Salom
Executive Director - Head of US Property +44 (0) 20 7031 2719 EMAIL
Jo Woolf
Jo Woolf
Senior Director - Property Product Development & Innovation +44 (0) 20 7031 2202 EMAIL
04/06
Success Stories
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