Richard works in Miller’s credit and political risks team as an account executive to develop the use of Non-payment Insurance for banks managing risk and capital effectively.

Richard specialises in the origination, structuring, pricing, syndication and optimisation of loans. He also has experience in corporate banking and capital allocation.

Richard began his career at Barclays Bank in 1983, working in their London, Hong Kong and New York offices. He has also worked for Bayern LB and ran the loan syndications operation at Danske Bank.

In his spare time, he enjoys swimming and walking his dogs in the Kent countryside.