Structured risk and captives
Increasingly complex risks and a desire for overall balance sheet protection have meant that traditional risk transfer products cannot always provide adequate cover. This has led to considerable growth in the use of structured risk and captive products.
Structured risk
We are able to design and place a wide range of tailor made products, including:
- Multi-year aggregate stop loss
- Contingent capital (single or double trigger basis)
- Adverse development covers
- Reinstatement premium protections
- Loss portfolio transfers
- Structured quota share
We work closely with our clients to help optimise return on capital, balance sheet protection and shareholder value through the use of sophisticated finite structured risk products.
Captives
We structure both conventional and non-conventional coverages and provide independent advice to assist you in choosing an appropriate captive location and/or captive manager.
Corporate
We work with FTSE, Fortune and other large risk managed companies and captives that value our independence, expertise and innovative approach to delivering exceptional risk transfer solutions. Our aim is to help them to optimise capital, balance sheet protection and shareholder value.
Please contact Ken MacDonald to find out how Miller can help.
Intermediary
Work with us and you'll gain access to a dedicated provider of insurance broking services for structured risk across the globe.
Our experts combine knowledge and expertise with long-established relationships in all the major insurance markets. We are able to quickly assemble teams of specialists from across the company and draw upon a depth of experience that our clients find easy to access and highly responsive.
Please contact James Mounty to find out how Miller can help.
Reinsurance
Effective reinsurance can be critical to managing your risk profile and the subsequent success and security of your business.
Choose to work with Miller and you’ll gain access to an established team with the levels of knowledge and experience essential in such a highly specialised market. Our reinsurance team has a 95% client account retention record year on year for the last 10 years. We also have unrivalled continuity of service due to our exceptional retention record for employees.
Please contact James Mounty to find out how Miller can help.