Professional lines are a range of insurance solutions that have particular relevance to the corporate buyer.

We can place a range of comprehensive insurance policies via binding authorities, and on a facultative basis, and we work with managing general agents, wholesale brokers and retail brokers.

Employment practices liability (EPL)

Typically EPL coverage addresses claims alleging wrongful termination, sexual harassment and discrimination.

Coverage for all employees in the scope of their duties is an important element of insurance protection for a corporation. It may well be the case that a supervisor or manager responsible for recruitment, appraisal or disciplinary action will also be named in a lawsuit, giving rise to an insurance claim.

Professional indemnity insurance

Professional indemnity insurance can protect your company if a client holds you responsible for errors or for the failure of your work to perform as promised by contract.

Coverage may include legal defence costs and may pay for resulting judgements against you.

Alternative markets for E&O cover for a number of insurance professionals.

Due to the withdrawal of a number of US domestic carriers from the insurance brokers and agents' E&O market, a number of insurance professional need to seek alternative markets for this essential cover. London is currently showing interest in writing this business at competitive prices.

Miller has a team of experienced professional lines brokers who can offer access to this alternative market, and who understand the issues that you face.

Limits available:

We have direct access to a facility with primary limits of up to $50,000,000. This can also be added to if required.

Information required:

• Fully completed application
• Up-to-date rsums of key personnel

Target classes:

• Agent
• Broker
• MGA
• Reinsurance broker
• Premium financing
• Claims handling

Click here for an US E&O application form.

Click here for additional questionnaire information.

Click here for an E&O schedule.

Product recall insurance

Together with underwriters we have developed a tailored policy that delivers insurance protection against the financial costs of recalling products, and professional crisis management consultancy. Limits immediately available up to US$20,000,000 for 'short shelf life' products - mainly food and beverages. Excess limits are also available for over US$20 million.

News - Major expansion of London's Product Recall Market

Food borne illness insurance

We work closely with a specialist insurance agency in the US - Professional Liability Insurance Services, Inc. (PLIS) who have combined their insurance facility with their crisis management company, Specialty Risk Management Inc, to provide protection and crisis management against the financial costs of food borne illness business interruption, adverse media and reputation management. We can provide access to this facility for all non-US based countries.

Directors' and officers' liability cover

Directors' and officers' liability insurance can provide financial protection for the directors and officers of a company, in the event they are litigated against in relation to their professional performance.

This is separate and distinct from errors and omissions insurance which focuses on performance failures and negligence relative to products and services, and not the performance and duties of management.

Medical Malpractice Insurance

We can arrange cover for medical malpractice insurance.

Kidnap and ransom cover

We are one of the few brokers with a facility to place up to US$50 million worth of cover with secure markets, and can offer extremely competitive terms.

Click here for further information.

Intellectual property litigation insurance

We can arrange cover for intellectual property insurance.