Professional and medical insurance

Our professional and medical malpractice team specialises in addressing the professional liability, directors' and officers' liability and medical malpractice coverage needs of defence bodies, groups, pools and mutuals, principally in the UK and Canada.

Pooling of risks is often considered a short-term fix in hard market conditions, but its ability to insulate against market peaks and troughs should not be underestimated. By aggregating their risk and resources, clients benefit from being able to take a long term view resulting in stability of coverage as well as increased flexibility and control. Group insurance vehicles are able to provide coverage not readily available in the commercial market and can retain a larger proportion of their risk themselves, when required. Prices are also kept competitive because of reduced friction costs, as the number of interested parties in the 'chain' is diminished. This also means clearer and more speedy communication between the client, the Lloyd's broker and the underwriter.

We work directly with potential policyholders or, if appropriate, via intermediaries.