The loss, due to the sudden death or incapacity, of a key employee can make a serious impact on a business and have ongoing financial implications.

High limit disability insurance helps meet the variety of ongoing financial obligations and/or business needs that result from a sudden incapacitating illness or injury.

We can provide access to coverage for:

• Accidental death
• Permanent total disablement (lump sum benefit)
• Temporary total disablement (monthly / weekly benefit up to 36 months) from an accident and / or illness arising from own or any occupation

Our tailor made policies can:

• Provide customary income whilst the Insured is incapacitated
• Compensate the Insured's firm until it can replace a disabled key employee
• Cover business expenses such as salary and other overheads