We can arrange and place cover for specific areas of computer related fraud involving unidentified culprits. This policy is usually written in conjunction with bankers' blanket bond.

This extensive cover includes:

• Computer systems
• Service bureau operations
• Electronic computer instructions
• Electronic data and media
• Computer viruses
• Electronic communications
• Electronic transmissions
• Electronic securities
• Forged faxes
• Voice initiated transfers

The following information is required when assessing risks of this kind:

• Details of the systems to be covered
• Background about the company and subsidiaries' principal activities
• The number of employees using the systems to be covered
• The value of sums to be insured
• Loss history (covering a minimum of five years)
• Details of related sub-contracting / outsourcing arrangements
• The number of premises to be insured
• Confirmation about whether electronic fund transfer systems are used (and if so what type)
• A description of the data processing services undertaken