We can place cover for clients' liabilities to others for property damage, bodily injury, personal injury and advertising injury, arising from their commercial operations.

Limits may vary and coverage may be primary or excess and is provided on either an occurrence or claims made basis.

The coverage we place includes:

• Products liability
• Primary/excess employers' / maritime employers' liability
• Completed operations
• Seepage and pollution on sudden, accidental or time basis (as may be agreed) including Oil Pollution Act (OPA) and/or Offshore Pollution Liability (OPOL) coverage or similar
• Removal of wreck
• Care custody and control
• Underground resources
• Actions over/indemnity
• Cross liabilities
• Liability arising from the ownership / operation of watercraft / offshore drilling units
• Excess automobile liability
• Excess aviation liability (owned or non-owned)

The minimum details required to offer a premium indication are as follows:

• Full description of the Client's operations including financial information about revenue, turnover, throughput, payroll, operating locations, and details of any operations that will not be covered under this insurance
• Details of any products manufactured or sold to customers including where and / or what products are exported
• Details of surrounding property
• Jurisdiction required
• Details of contractual arrangements with suppliers and/or customers (sight of any master service agreements would assist), charter parties or any other written agreements that may confer or reduce liability of the Assured
• Limit of liability required
• Five year loss record (with details of all claims including outstanding suits brought against the Assured)
• Expiring markets, terms and conditions (if available)