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Liability coverage protects from claims, including those from a third party or parties alleging negligence, resulting in bodily injury to a person or persons and / or property damage.

Our specialists offer access to three main types of liability cover:

• Employer's liability, which protects employers against claims for bodily
• injury from employees under contract
• Public liability, which provides coverage for claims bodily injury or property damage arising from the Insured's premises
• Product liability, usually purchased with public liability, which provides cover against claims for bodily injury or property damage, arising from a product (manufactured or sold) that has left the Insured premises

Our expertise comes to the fore in assessing your risk and obtaining cover for your exposure. In so doing, we concentrate on the:

• Turnover of your company, split geographically and by type of operation / product

• Details of surrounding property

• Full business description and product range

• Details of payroll

• Details of where and / or what products are exported

• Jurisdiction required

• Details of your company philosophy on risk management
  Claims and incidents record for the last five years, including any outstanding claims